Is your Retirement savings safe from loss?
One small "crash" in the market can cut your monthly payments in half when you retire!
Another overlooked loss of your savings account is that you are charged monthly fees, broker fees, and you pay tax on all interest earned, reducing any gain!
With all these charges you are paying, with the stock market re-adjusting I must ask you:
Do you Still consider your current retirement savings is in the best place it could be?
We are retirement experts with over 45 years of experience in safe and secure retirement savings planning and placement!
Never worry about your savings saftey again!
A very important advantage annuities have over other types of investments is that, depending on whether the annuity is "qualified" or "non-qualified" the income they generate may not be fully taxable.
Only the interest earned is taxable when it is distributed from a nonqualified annuity.
Annuitites work very well if :
You're saving for retirement
If you're already contributing the maximum to other retirement plans, like an IRA or 401(k), an annuity is an attractive retirement planning option that grows tax deferred.
- You won't need the money soon
If you don't anticipate needing money from savings prior to turning 59 ½, then an annuity may be a good option for you. - You're worried you might outlive your savings
Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. It does happen! - You want to leave a legacy
With an annuity, you can provide your loved ones with a death benefit in the event of your death.
No more broker fees EVER! No more monthly fees, ever! Have you considered how much these fees are costing you? It's a lot of money you could and should be keeping in your account!
"For example, say you have $100,000 in an "stock market account that charges a 1% fee and the underlying stock recognizes a 7% return for the year. Your effective return would only be 5.9%. Then you must pax taxes which takes your net return down further! 
EXPERIENCE MATTERS!
We specialize in the retirement and investment use of annuites "only".
There is no other investment product for savings or retirement that offers the long term track record and history of annuities.
This allows you and us, to sleep well at night!
Unlike many in the Annuity industy that represent just one Insurance company, we provide the best products from the best insurance companies, based on each of our clients needs!
Many Americans have some level of investment in the market — with many working-age adults choosing 401K's or IRA's to help save for the future. But when we experience market volatility as we have lately, and with no end currently in sight, it has led millions of Americans and it may lead you, to rethink how much risk you’re willing to take with your nest egg and your future, especially if you’re in or nearing retirement.
A sudden market downturn, or a readjustment of stock value, can put your future retirement plan at risk. And the earlier in retirement a market downturn or readjustment happens, the greater the impact it can have on your retirement savings, and many experts agree we are in very dangerous financial territory.
THE GOOD NEWS IS the retirement that you dreamed about and saved for can still be yours, even in this troubling economy or others yet to come:
We can assist you in creating a personal retirement plan that meets your goals for retirement with the time tested use of an annuity!
So What's so unique about an annuity?
An annuity has the potential to grow your money in some unique methods that are not available in most traditional investments:
- Owning an annuity is the unique opportunity to realize TAX-DEFERRED compounded interest growth over a long period WITHOUT vulnerability to market fluctuations.
2. There are also no monthly fees or broker
charges. Instead- all those monthly fees and
Broker charges goes into your account!
It's called "Triple Compounding" interest on
principle, interest on interest, interest on
funds usually lost to monthly fees, & taxes.
3. With today’s retirees living longer, more
active lives, making sure you have adequate income for a lengthy retirement is more important than ever.
A fixed indexed annuity is an insurance product designed for long-term
retirement savings that can create a guaranteed stream of income or “retirement paycheck” to supplement your other income sources, such as Social Security, pensions, 401(k)/IRAs and personal assets. Plus, you have the potential to grow your income amount over time, while protecting any gains from loss due to market downturns.
4. Annuities provide a level of protection to help manage any negative market risk. Dispite any downturns in the economy now or in the future, your payments once started, never decrease- Annuities provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. You can "turn on" your income stream when ever you are ready to retire!
5. Natural State Advisors offers Annuity's that have "Annuity riders"-you can provide your loved ones with a death benefit in the event of your death.
Annuity riders have been around for years, but they've grown in popularity over the past few years.
Due to market volatility, investors were driven to find annuities that had income guarantees and life insurance attached to their contract.
*Logic and straight forward thinking is that you must create a way to Limit any loss on your savings now - If you do that now, it means that you never have to take a massive pay cut or run out of money during your retirement years - Ever.*
There are many issues facing the American economy that effect your retirement savings account value every day!
So why risk your retirement savings in the up and down stock market?
History proves that Annuities are a time tested method that have weathered every economic storm in America for over 115 years- During those 115 years plus: Retirement savings investors who wisely invested their retirement savings into the saftey of an annuity never lost one dollar!
Know any other stock or bond or IRA or 401 K investment that has that record?
So what are the cost I might have if I move my savings account into the security of an annuity, and if I do what happens next?
1. There are ZERO tax implications to move your savings.
We provide and use the IRS Form ( IRS Form Section 1035) that provides and allows you a "tax free exchange" into the security of an annuity. We provide all necessary paperwork and answer any questions you might have along the way!
The IRS allows you a "legal tax free exchange from one account to another "
2. Experience matters!
Your state licensed advisor (Andy Hawkins) will be your personal contact and will complete all paperwork for you.
No unanswered phone calls to some unknown company about your personal savings information.
Andy will provide you his private phone number, office address and email address.
Andy has over 35 years in this industry and has been reelected to his city counsel 31 years in a row! Andy is a well known professional in the state and well respected and you will enjoy meeting him!
3. We are professionals and have placed millions into annuities for our clients- our process is very easy, we can "rollover" your retirement savings from any savings account(s) you currently have into the security of annuity in a very timely manner!
4. It cost nothing to roll your funds over, there are zero monthly fees or monthly charges. Our expertise in advising and assisting you cost you nothing up front or later!
Your savings is "Protected & Secure" with the insurance company that you choose: Your savings is not affected by a negative economy, government policy or stock market. (If you would like to learn more about why Insurance companys are so safe click on 'What we do" at the top of the page.
Lets us show you why so many trust us with their retirement!
No more monthly fees-No more broker charges!
NO administration fees
NO monthly brokerage fees
NO cost to enroll
Many Americans are unaware that Annuities have secured Americans retirement savings for over 115 years, and have weathered every financial storm!
HOW CAN AN ANNUITY BENEFIT MY RETIREMENT?
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get in touch with us.
Here are a few replies from some of our clients:
"Real Peace of Mind"
Let us Show You How Americans Are Safeguarding Their Retirement In 2025! Retirement, retirement, retirement…
Saying it three times grants you your dream retirement, right?
If only it was that easy…Or is it?
What if I told you that reaching your dream retirement was as simple as getting an annuity?
An annuity that guarantees you never run out of money in retirement…
That allows you to generate income in retirement…
And that can help you live out the retirement you’ve always wished for.
Now I know what you’re thinking. You’ve probably been told false information about annuities from your current “stock broker or adviser”. He does want to lose the fees he collects out of your savings-so consider that the next time he tells you that.
But the fact is, if you’re reading this right now, then there's probably one meant for you…
One that allows you to make gains when the market is up…
And doesn’t lose you a dime when the market goes down.
Annuities have NEVER lost any investor one dime in 115 years-
Do you know any other investment that has that record?
Contact us now to protect your retirement savings.